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Homeowner loans
– Borrow £3,000 to £100,000 at flexible terms
Top up an existing loan
– Get extra cash when you need it
Credit cards
– See our latest balance transfer offer
Important information
1. The rate which you are offered is based upon your personal situation, the loan amount and may also depend on the repayment term. Eligibility criteria and conditions apply. You must be a UK resident to apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the representative APR.
2. Only applies to customers who have already registered for Barclays Online Banking and who log in to apply using their PINsentry or passcode and memorable word. We'll transfer the money to your Barclays account before 5pm as long as you apply on a working day (Monday to Friday), your loan is approved, you can print off your agreement and you sign your agreement in Online Banking before 2pm on the same day. Sign online after 2pm and we’ll transfer the money the next working day. If you're not eligible to complete your application in Online Banking (for example, you do not have a Barclays current account), please visit your nearest Barclays branch and one of our advisers will assist you with your loan application.
3. If you’re offered a better deal on an unsecured loan anywhere else and claim within 30 days after your Barclayloan/Barclayloan Plus has been approved, we’ll pay you the difference each month, plus a one off payment of £50. The one off payment of £50 is payable after you make your first monthly repayment.
4. We want to provide you with an excellent service, so we may monitor and/or record calls.
The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at: