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Www Remortgagerefinancing Tag Mutant Menace Remortgage Refinancing 态度决定职业前景

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态度决定职业前景

2010-10-25 10:42:33 来自: Amy(我深刻的鄙视我自己)



Todd Huettner resisted becoming a mortgage broker for more than a year. "It is the used-car salesman of my generation," says Denver-based Huettner, 35, who holds an MBA degree.
Todd Huettner ,丹佛人,35岁,拥有MBA学位,在坚持了一年多的时间之后,他最终还是成为了房地产经纪人,他曾说:“我们这代人是二手车销售员。”

If the industry had as many incapable people as Huettner suspected, then his honesty and competency would surely make him successful, a friend suggested. People he knew were already having him "run the numbers" on home loans anyhow. So, putting his reservations aside, he launched Huettner Capital.
他一个朋友说,如果像Huettner怀疑的那样,这个行业有许许多多的无能之士的话,那么Huettner的真诚和能力肯定可以让他成功。不管怎么样,他认识的人都已经向他借房屋贷款了。最后,不仅回收了成本,他还建立了Huettner基金。

Business at mortgage brokerage Huettner Capital doubled between its first and second year, grew by 50 percent the next year, and remained flat for the next three years as many in the industry went out of business.
Huettner基金的房地产业务在最初的两年之内翻了两番,在接下来的一年内又增长了5%,在接下来的三年里,很多同行的公司都倒闭了,但是Huettner基金的房地产业务仍然稳步的前进着。

A former recruiter, executive job coach Rita Ashley has also shined brightly in a field with reputation cracks. "Media being what it is and human beings loving to gossip as they do, it's always easier to learn the bad about a career."
Rita Ashley以前是一个猎头,也在一个名声不好的行业发展得非常好。“人类总喜欢对一件事情持评判态度,而媒体正是投其所好,所以要找到一份职业的缺陷总是很容易的。”

But nearly every field has "excellent practitioners, ordinary practitioners, and bad practitioners," says Ashley, author of the e-book "Job Search Debugged," now in its second edition.
Ashley在其书中说任何一个职业都有优秀的职员,普通的职员以及差的职员。

Consider the merits of five professions with a bad reputations:
下文的五个职业虽然名声很差,却十分赚钱:

Mortgage Broker 房地产经济人

Brokers match home lenders and buyers. Many have given the profession a bad name in recent years by convincing people to take on loans they couldn't afford.What sets Huettner apart, he says, is his professionalism and knowledge of finance. Unlike other mortgage brokers, Huettner may suggest that his clients look elsewhere or not refinance at all if it doesn't make sense for them. "People are surprised by my approach." Their trust wins many referrals.
房地产经纪人是买家和卖家之间的中介人。近几年来,他们因常常鼓动一些没有偿还能力的人贷款买房而名声不好。而Huettner之所以能够脱颖而出,是因为他的敬业和财经方面的学识。不像其他的房地产经纪人,Huettner会建议他的客户去别的合适的地方看看,或者如果交易对于客户来说根本不必需的话,他会劝他们不要筹款买房。他说:“客户被我的真诚所打动。”客户的信任为他赢得了不少的买卖。

According to the Bureau of Labor Statistics' 2008-2009 Occupational Outlook Handbook (OOH), loan officers (including mortgage brokers) can expect an 11% increase in employment between 2006 and 2016, and median annual earnings for loan officers was $51,760 in May 2006. A bachelor's degree in finance, economics, or a related field is generally required for staff positions, although training and licensing requirements vary by state.
根据2008年到2009年的职业前景手册调查,2006年到2016年,贷款人员(包括房地产经纪人)人数将预计增长11%。2006年5月份,贷款人员的人均收入是$51,76。虽然不同国家对培训和证件的要求各有不同,但是该行业的从业人员却必需要有金融,经济学或相关领域的学士学位。

Executive Recruiter招聘主管

"How much worse can the 'headhunter' name be?" asks Carolyn Dougherty, a Philadelphia region executive search consultant who has found that good reputations in this field are built on quality results. Recruiters screen and interview applicants and typically work in fields like human resources, training, and labor relations. Those in the field should experience a 17% (faster than average) growth between 2006 and 2016, notes the OOH.
“一个猎头的名声能有多坏?”Carolyn Dougherty是费城一家公司的猎头顾问,他发现猎头的好名声是建立在有效的招聘结果上的。猎头的工作是筛选,面试求职者,且大部分都在人力资源部门,培训部,或劳资部门工作。职业前景手册调查显示,这些领域在2006年到2016年间,人数将增长17%,超过了平均的增长水平。

About one-third of high-level placements are made by recruiters, Ashley notes, so good ones are "extremely highly regarded." A degree in personnel, human resources, or labor relations is ideal, with courses in the social sciences, business, and behavioral sciences an added plus.
根据Ashley的记录,约有三分之一的高职位是由猎头招聘的。所以优秀的员工也将得到高度重视的。对求职者来说,理想情况是在人力资源学或劳资关系学等领域持有学士学位证书,并且,如果参加过社会科学,贸易学以及行为科学等培训,也可以为求职加分。

Publicist 公关

When Andi Enns, who owns a Kansas City, Mo.-based public relations/marketing firm, tells others about her profession, she'll often get looks suggesting she had just morphed into a "hideous bug," she says. "PR isn't just covering up the bad stuff ... It's about telling stories about awesome companies and people!" PR rep Termeh Mazhari, who works in New York City, says people assume she's "incapable of making genuine, no-B.S. statements."
Andi Enns在堪萨斯城的密苏里州城拥有一家公共关系/市场营销公司,她跟别人说她的职业的时候,别人总觉得她在干什么不道德的事情。她说:“做公关不只是掩盖坏事,而是将好的公司和优秀员工的故事展示给大家。在纽约工作的Termeh Mazhari说人们总是认为她不真诚的,说的都是谎话。

In the next seven years, PR specialists are expected to grow by 18%, reports the OOH. For those planning to pursue a career in PR, a bachelor's degree in public relations, journalism, advertising, or communication is best.
据职业前景手册显示,在接下来的七年,公关专家人数预计增长18%左右,对于想在公关领域获得工作的求职者来说,最好持有公共关系,新闻学,广告学或者交际学等的学位证。

Insurance Sales Agent 保险销售代理

Many agents sell life, health, and property insurance as well as products such annuities. A growing number also offer financial planning. Commission-only structures make consumers leery.
许多代理商将人寿保险,健康保险,财产保险以及养老金等当作产品销售。越来越多的公司还提供财务规划。只有佣金的公司不能让消费者放心。

"If I don't want to talk to someone, all I need to do is tell them what I do," says Illinois-based insurance agent Robert Slayton. But he loves helping people. Slayton has gotten insurance for people declined by other carriers and even spent 10 hours seeking the best Medicare plan for someone and recommending one sold elsewhere.Thirteen percent growth in overall employment, reports the OOH, is expected between 2006 and 2016. Health and long-term care insurance opportunities are also anticipated. College grads have the best chances at employment, particularly those with degrees in business or economics.
“如果我不想理某个人的话,只要告诉他我的职业就好了” 在伊利诺伊州一家财政机构工作的伊利诺伊州的说。但是他喜欢帮助别人。他帮助被其他保险公司骗了钱财的人获得保险,甚至花10个小时的时间为别人找最好的医疗保险,最后推荐的是别家公司的保险。职业前景调查手册显示,在2006年到2016年十年期间,保险业从业人员预计会增长13%。健康和长期的护理保险业预计会增加。大学毕业生在就业上有很大的优势,尤其是贸易和经济学毕业的大学生。

Tax Collector 税务员

These professionals deal with delinquent accounts and work with taxpayers to settle debt. "Someone has to do the job," says Lynne A. Sarikas, director of Northeastern University's MBA Career Center. And jobs there will be, thanks to the large number of retirements expected during the next 10 years, according to the OOH. For federal workers, a bachelor's degree is required, although state and local government workers often assume the position with some college-level business classes under their belts.
东北大学的MBA职业中心主管Lynne A. Sarikas说:“税务员不仅要与偷税漏税者打交道,也要与欠债的纳税人打交道。”根据OOH的调查,在接下来的10年中,由于大量退休人员的关系,该职业需求量将加大。”国家税务员要求本科毕业,但是州和地方政府的税务员只要求自学过大学里的商务课程就可以了。

Whatever your profession choice, don't apologize for it, advises Sarikas. "You can have a successful, rewarding career in these fields regardless of what others think."
Sarikas说:“不管你选择的职业是什么,都不要觉得羞愧。不管别人怎么想,只要你努力,你都可以在这些职业领域获得巨大的成功。”


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